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Adult

Child

Adult > 12 years | Child < 12 years

Get top-rate travel insurance at affordable prices. Travel with peace of mind, knowing that your policy is provided by Allianz Global Assistance, one of the world's largest global assistance providers. Don't let the unexpected ruin your trip away!

Comprehensive Travel Insurance

Protect yourself from whatever your trip could throw at you with our affordable Comprehensive Travel Insurance policy. Comprehensive Travel Insurance is available for International or Domestic travel.

International cover (Plan A) provides comprehensive international travel insurance, including substantial cancellation, luggage, medical and repatriation cover.

Domestic cover (Plan B) provides many benefits offered under Plan A, including cancellation and luggage cover.

What's covered?

Contract all definitions | Expand all definitions

Section	Benefit	Plan A	Plan B
1*	Cancellation Fees and Lost Deposits	Unlimited	Unlimited
	Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as: Sickness Accidents Strikes Collisions Redundancy Natural Disasters Plan A: unlimited Plan B: unlimited
2*	Overseas Emergency Medical Assistance	Unlimited	Not covered
	Cover for emergency medical assistance including: 24 Hour Emergency Medical Assistance Ambulance Medical Evacuations Funeral Arrangements Messages to family Hospital Guarantees Plan A: unlimited Plan B: not covered
3	Overseas Medical and Hospital Expenses	Unlimited	Not covered
	Dental Expenses Cover for overseas medical treatment if you are injured or become sick overseas, including: Medical Hospital Surgical Nursing Restoration of dental functions to sound and natural teeth Plan A: Medical and Hospital expenses: unlimited Plan B: Not covered	$2,000	Not covered
4*	Additional Expenses	$50,000	$50,000
	Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from: Sickness Accidental injury Death Also cover for travelling companion or relatives’ accommodation and travel expenses to travel to, stay near or escort you resulting from; Hospitalisation Medical Evacuation Plan A: $50,000 Plan B: $50,000
5*	Hospital Cash Allowance	$5,000	Not covered
	An allowance of $50 per day if you are hospitalised whilst Overseas for more than 48 continuous hours Plan A: $5,000 Plan B: not covered
6*	Accidental Death	$25,000	$25,000
	A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury Plan A: $25,000 Plan B: $25,000
7*	Permanent Disability	$25,000	Not covered
	A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey Plan A: $25,000 Plan B: not covered
8*	Loss of Income	$10,400	Not covered
	A weekly Loss of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 30 days Plan A: $10,400 Plan B: not covered
9	Travel Documents, Credit Cards & Travellers Cheques	$5,000	Not covered
	Cover to replace costs of travel documents lost or stolen from you during your journey, such as: Passports Credit Cards Travel Documents Travellers Cheques Plan A: $5,000 Plan B: not covered
10	Theft of Cash	$250	Not covered
	Cover for the following items stolen from your person, up to $250 for all claims combined: Bank Notes Cash Currency Notes Postal Orders Money Orders Plan A: $250 Plan B: not covered
11*	Luggage/Personal Effects	$5,000	$5,000
	Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including: Luggage Spectacles Personal Effects Personal Computers Cameras Plan A: $5,000 Plan B: $5,000
12*	Luggage/Personal Effects Delay Allowance	$250	Not covered
	Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours Plan A: $250 Plan B: not covered
13*	Travel Delay Allowance	$2,000	$2,000
	Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your journey is disrupted due to circumstances beyond your control. Strikes Riots Natural Disasters Hijack Carrier Accidents Rental Car Accidents Loss of Passport/Travel Documents Plan A: $2,000 Plan B: $2,000
14	Alternative Transport Expenses	$5,000	Not covered
	Cover for additional travel expenses following transport delays to reach events such as: Wedding Funeral Conference Sporting Event Pre-paid travel/tour arrangements Plan A: $5,000 Plan B: not covered
15	Personal Liability	$5 million	$5 million
	Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you Plan A: $5 million Plan B: $5 million
16*	Rental Vehicle	$3,000	$3,000
	Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being: Stolen Crashed Damaged and/or cost of returning rental vehicle due to you being unfit Plan A: $3,000 Plan B: $3,000

^* Sub-limits apply

This is only a summary of the benefits. Please read the Combined Financial Services Guide, Product Disclosure Statement and Policy Wording carefully for the complete details of what “We Will Pay" and what “We Will Not Pay" and which of the sections are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover.

Important information

There is no cover for medical expenses incurred within your Country of Residence
Cancellation benefits are pre-travel that cover you from the moment you buy your travel insurance policy.
Where relevant, all limits are inclusive of GST

Frequent Traveller Insurance

Planning more than one trip this year? If so, it may be more cost effective to consider Frequent Traveller Insurance. This policy is a great idea for travellers taking more than one Journey in a 12 month period. It offers year-round worldwide protection covering an unlimited number of trips as long as no single Journey exceeds 90 days for business travel or 37 days for leisure travel.

So why not enjoy the savings offered by our Frequent Traveller policy. You’ll get the world-class cover of our Comprehensive Travel Insurance for all your journeys throughout the year. And all this for as little as $458!

Frequent Traveller Insurance cover is available for International or Domestic travel.

International cover (Plan F) provides comprehensive international travel insurance, including cancellation, luggage, medical & repatriation cover.

Domestic cover (Plan F) Frequent Traveller cover (Plan F) provides many benefits, including cancellation and luggage cover

What's covered?

Contract all definitions | Expand all definitions

Section	Benefit	Plan F International	Plan F Domestic
1*	Cancellation Fees and Lost Deposits	Unlimited	Unlimited
	Cover for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as: Sickness Injuries Strikes Collisions Retrenchment Natural Disasters Plan F - International: unlimited Plan F - Domestic: unlimited
2*	Overseas Emergency Medial Assistance	Unlimited	Not covered
	Cover for emergency medical assistance including: 24 Hour Emergency Medical Assistance Ambulance Medical Evacuations Funeral Arrangements Message to family Hospital Guarantees Plan F - International: unlimited Plan B - Domestic: not covered
3	Overseas Medical and Hospital Expenses	Unlimited	Not covered
	Dental Expenses Cover for overseas medical treatment if you are injured or become sick overseas, including: Medical Hospital Surgical Nursing Emergency dental treatment for damage to sound and natural teeth cause by Injury while Overseas Plan F - International: Medical and Hospital expenses: unlimited Dental expenses: $2,000 Plan F - Domestic: not covered	$2,000	Not covered
4*	Additional Expenses	$50,000	$50,000
	Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from: Sickness Injury Death Also cover for Travelling Companion’s or Relatives’ accommodation and travel expenses to travel to, stay near or escort you resulting from; Hospitalisation Medical Evacuation Plan F - International: $50,000 Plan F - Domestic: $50,000
5*	Hospital Cash Allowance	$5,000	Not covered
	An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas Plan F - International: $5,000 Plan F - Domestic: not covered
6*	Accidental Death	$25,000	$25,000
	A death benefit is payable if you die because of an injury you sustained during your journey within 12 months of that injury Plan F - International: $25,000 Plan F - Domestic: $25,000
7*	Permanent Disability	$25,000	$25,000
	A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury you sustained during your journey Plan F - International: $25,000 Plan F - International: $25,000
8*	Loss of Income	$10,400	$10,400
	A weekly loss of income benefit is payable if you become disabled within 20 days of an injury you sustained during your journey and you are still unable to work for more than 30 days after returning to Australia Plan F - International: $10,400 Plan F - Domestic: $10,400
9	Travel Documents, Credit Cards & Travellers Cheques	$5,000	$5,000
	Cover for the replacement costs of travel documents lost or stolen from you during your journey, such as: Passports Credit Cards Travel Documents Travellers Cheques Plan F - International: $5,000 Plan F - International: $5,000
10	Theft of Cash	$250	$250
	Cover for the following items stolen from your person: Bank Notes Cash Currency Notes Postal Orders Money Orders Plan F - International: $250 Plan F - Domestic: $250
11*	Luggage/Personal Effects	$5,000	$5,000
	Cover for replacing stolen Luggage and Personal Effects or reimbursing repair cost for accidentally damaged items, including: Luggage Spectacles Personal Effects Personal Computers Cameras Plan F - International: $5,000 Plan F - Domestic: $5,000
12*	Luggage/Personal Effects Delay Allowance	$250	$250
	Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours Plan F - International: $250 Plan F - Domestic: $250
13*	Travel Delay Allowance	$2,000	$2,000
	Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your journey is disrupted due to circumstances beyond your control Plan F - International: $2,000 Plan F - Domestic: $2,000
14	Alternative Transport Expenses	$5,000	$5,000
	Cover for additional travel expenses following transport delays to reach: A wedding Funeral Conference Sporting Event Pre-paid travel/tour arrangements Plan F - International: $5,000 Plan F - Domestic: $5,000
15	Personal Liability	$5 million	$5 million
	Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you Plan F - International: $5 million Plan F - Domestic: $5 million
16*	Rental Vehicle	$3,000	$3,000
	Cover for the excess payable on your Rental Vehicle’s motor vehicle insurance resulting from the rental vehicle being: Stolen Crashed Damaged and/or the cost of returning the Rental Vehicle due to you being unfit to do so Plan F - International: $3,000 Plan F - Domestic: $3,000

^* Sub-limits apply

Important information

There is no cover for medical expenses incurred within your Country of Residence
Cancellation benefits are pre-travel that cover you from the moment you buy your travel insurance policy.
Where relevant, all limits are inclusive of GST

Ticket and Baggage Insurance

Get all the benefits of Ticket Protection Insurance, plus the additional benefit of covering your luggage while in the care of Virgin Australia and Virgin Samoa.

Ticket and Baggage Insurance policies are available to Virgin Australia and Virgin Samoa ticket-holders only. In the event of a claim you will be required to provide confirmation of your ticketing arrangements.

What's covered?

Contract all definitions | Expand all definitions

Section	Benefit	Plan B
1	Cancellation Fees	$50,000
	Cover for the cost of prepaid Virgin Australia tickets which you have had to cancel if your journey is cancelled or shortened at any time through circumstances neither expected nor intended by you and which are outside your control, such as: Sickness Injuries Strikes Collisions Retrenchment Natural Disasters
2*	Luggage/ Personal Effects	$5,000
	Cover for replacing Luggage and Personal Effects lost or stolen or reimbursing repair cost for accidentally damaged items, for checked Luggage while in the care of Virgin Australia including: Luggage Spectacles Personal Effects Please note: There are some circumstances that we will not cover. Refer to the exclusions outlined in Section 2 and in "General Exclusions Applicable to all Sections".
3*	Luggage/ Personal Effects Delay Expenses	$250
	Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by Virgin Australia for more than 6 hours.

Important information

Cancellation benefits are pre-travel that cover you from the moment you buy your travel insurance policy.
Where relevant, all limits are inclusive of GST

Ticket Protection Insurance

Ticket Protection Insurance offers affordable, top-quality cover for just the basics. This policy is ideal for travellers who want to protect their airline ticket investment.

Ticket Protection Insurance policies are available to Virgin Australia and Virgin Samoa ticket-holders only. In the event of a claim you will be required to provide confirmation of your ticketing arrangements with Virgin Australia or Virgin Samoa.

What's covered?

Contract all definitions | Expand all definitions

Section

Benefit

Plan A

Cancellation Fees

$50,000

Important information

Cancellation benefits are pre-travel that cover you from the moment you buy your travel insurance policy.
Where relevant, all limits are inclusive of GST

Essentials Travel Insurance

Protect yourself from whatever your trip could throw at you with our affordable Essentials Travel Insurance. Essentials Travel Insurance is available for Domestic and International travel.

International cover (Plan A): Provides international travel insurance, excluding Australia or New Zealand. Cover includes sections *1 to 8
Australia to New Zealand cover (Plan B): Designed for travel within Australia to New Zealand. Cover includes Sections **1, 4, 5, 7 & 8
Domestic cover (Plan C): Designed for travel within Australia or New Zealand. Cover includes Sections **1, 4, 5, 7 & 8

* Plan A, does not have cover under Sections 2, 3 or 6 while travelling in Australia or New Zealand
** Plan B does not have cover under Sections 2 and 3 while travelling in Australia or New Zealand
*** Plan C, does not have cover under sections 6 while travelling in Australia or New Zealand

What's covered?

Contract all definitions | Expand all definitions

Section	Benefit	Plan A International (excluding Australia or New Zealand)	Plan B Australia to New Zealand	Plan C Domestic
1*	Cancellation Fees and Lost Deposits	Unlimited	Unlimited	Unlimited
	Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as: Sickness Accidents Strikes Collisions Redundancy Natural Disasters Plan A: unlimited Plan B: unlimited Plan C: unlimited
2*	Overseas Emergency Medical Assistance	Unlimited	Not covered	Not covered
	Cover for emergency medical assistance including: 24 Hour Emergency Medical Assistance Ambulance Medical Evacuations Funeral Arrangements Messages to family Hospital Guarantees Plan A: unlimited Plan B: not covered Plan C: not covered
3	Overseas Medical and Hospital Expenses	Unlimited	Not covered	Not covered
	Dental Expenses Cover for overseas medical treatment if you are injured or become sick overseas, including: Medical Hospital Surgical Nursing Restoration of dental functions to sound and natural teeth Plan A: Medical and Hospital expenses: unlimited Plan B: Not covered Plan C: Not covered	$2,000	Not covered
4*	Additional Expenses	$50,000	$50,000	$50,000
	Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from: Sickness Accidental injury Death Also cover for travelling companion or relatives’ accommodation and travel expenses to travel to, stay near or escort you resulting from; Hospitalisation Medical Evacuation Plan A: $50,000 Plan B: $50,000 Plan C: $50,000
5*	Luggage/Personal Effects	$5,000	$5,000	$5,000
	Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including: Luggage Spectacles Personal Effects Personal Computers Cameras Plan A: $5,000 Plan B: $5,000 Plan C: $5,000
6*	Luggage/Personal Effects Delay Allowance	$250	$250	Not covered
	Cover to purchase essential items of clothing and other personal items following your Luggage and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours Plan A: $250 Plan B: $250 Plan C: Not covered
7*	Travel Delay Allowance	$2,000	$2,000	$2,000
	Cover for additional meals and accommodation expenses, after an initial 6 hour delay, if your journey is disrupted due to circumstances beyond your control. Strikes Riots Natural Disasters Hijack Carrier Accidents Rental Car Accidents Loss of Passport/Travel Documents Plan A: $2,000 Plan B: $2,000 Plan C: $2,000
8*	Rental Vehicle	$3,000	$3,000	$3,000
	Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being: Stolen Crashed Damaged and/or cost of returning rental vehicle due to you being unfit Plan A: $3,000 Plan B: $3,000 Plan c: $3,000

^* Sub-limits apply

Important information

There is no cover for medical expenses incurred within your Country of Residence
Cancellation benefits are pre-travel that cover you from the moment you buy your travel insurance policy.
Where relevant, all limits are inclusive of GST

Rental Vehicle Excess Insurance

Rental Vehicle Excess Reduction and Luggage Insurance policies remove the worry from rental vehicle hire, covering you for up to $4,000 in rental vehicle excess fees and a further $500 for vehicle return expenses. This covers one Rental Vehicle only. You will also be covered for up to $1,500 for Luggage and Personal Effects.

For a lower price than the typical hire car company insurance, you will obtain a full Rental Vehicle Excess Reduction and Luggage Insurance policy, provided by Allianz Global Assistance.

Obtain a quote for a policy now, and if you should be reserving a hire car any time in the future, revisit here to arrange your insurance policy, and save!

What's covered?

Section	Benefit	Sum Insured
1*	Rental Vehicle Excess Reduction
	We will reimburse the Rental Vehicle insurance excess or the cost of repairing the Rental Vehicle, whichever is the lesser, if, during the Journey, the Rental Vehicle is involved in a motor vehicle accident while a Nominated Driver is driving, or is damaged or stolen while in your custody.	$4,000
	We will also pay for the cost of returning your Rental Vehicle to the nearest depot if unfit to do so during your Journey.	$1,500
2*	Luggage and Personal Effects
	We will pay the repair cost or value of any Luggage and Personal Effects which, during the Journey, are stolen or accidentally damaged or are permanently lost.	$1,500
	Maximum cover per individual	$500

Important information

Where relevant, all limits are inclusive of GST

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Comprehensive Travel Insurance

What's covered?

Important information

Frequent Traveller Insurance

What's covered?

Important information

Ticket and Baggage Insurance

What's covered?

Important information

Ticket Protection Insurance

What's covered?

Important information

Essentials Travel Insurance

What's covered?

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Rental Vehicle Excess Insurance

What's covered?

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